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Team Category: Directors

Barclay Austin Hilton Hoar

As Chairman and co-founder of Chartered Wealth Solutions, Barclay ensures that the company stays true to its vision to be the leading RetiremeantTM planning business in South Africa.

Early in his career, Barclay found meaning in financial planning through Life Planning, a process that, for the first time, allowed Chartered to help people merge their money with the plans that they have for their lives. “Now we can focus on what your money is for, balancing a return on life and a return on investment” says Barclay.

Overseeing the company’s business strategy combined with being the guardian of the company’s philosophy to approach Retiremeant™ as an holistic process where clients are able to get the most meaning from their money, gives Barclay his sense of purpose. “I am a visionary and an optimist, and I love facilitating change. An essential element to remaining valuable, relevant and proactive, is to learn and grow continuously as a company, so that we can meet the changing needs of our clients,” says Barclay.

Barclay is married to Jess and the father of Zoe and Thomas. He loves spending time away with his family, reading, swimming and playing a good game of tennis!

John Lamont Campbell

John has a Bachelor of Commerce degree from Rhodes University and is a CERTIFIED FINANCIAL PLANNER® Professional. He joined the industry 19 years ago and bought his own practice in 1995. He merged his business with that of Barclay Hoar in 1997.

John is currently Chief Executive Officer at Chartered Wealth Solutions, where his main responsibilities are overseeing the day-to-day running of the business, financial planning and strategy implementation.

John was a finalist in the FPI Financial Planner of the Year competition in 2007, and won the award in 2008.

John keeps up to date with the latest financial planning knowledge and trends. He has attended Financial Planning conferences in Australia and the United States and visited some of the top Financial Planning firms globally, to identify best global financial planning practice. He has made several appearances on CNBC Africa, Summit TV and 702 Talk Radio.

He has presented at a number of conferences and run workshops for Financial Planners around South Africa, including delivering a key note speech at the 2009 FPI Convention and participated in a panel at the 2014 Convention. He has written numerous articles for Business Day, Personal Finance newspaper and a number of magazines.

Merafe Samuel Ramono

Merafe Ramono is a qualified commercial lawyer, having completed his B.A. LL.B at one of South Africa’s premier law schools, the University of Cape Town. His experience covers the insurance, real estate and commercial fields.

He is a Director of Royal Africa Investments, a black economic empowerment company, which is a shareholder in Chartered Employee Benefits. Merafe is also one of the Black Economic Empowerment shareholders in Hudaco Industries Ltd, which is listed in the industrial sector of the Johannesburg Stock Exchange.

Currently, his primary focus as CEO of Gilgal Mining Supplies, a commodities trading company, is growing its footprint in the international market.

He has written articles on and has been invited to address the topics of procurement, transformation and wildlife conservation at conferences throughout Africa. As part of his duties as a patriotic South African, he facilitates conversations amongst leaders in organisations on the state of transformation in the country.

In his capacity as an elder of his church, the Amazing Grace Seventh-Day Adventist Church, he pursues his passion of responding to the age-old existential question: ‘What is the point to life?’

His favourite quotation, which influences his values and life-style, is by Dana Telford: “If the things we believe in are different from the things we do, there can be no true happiness.”

Yvonne Kegomoditse Molefi

Nene is the owner and Managing Director of Mandate Molefi HR Consultants.

Nene completed her Bachelor of Social Work from the University of Fort Hare, Honours in Social Science at the University of Cape Town and has a Masters in Leading Innovation and Change from York SJ University in York (UK).

Nene consults with multinational and local companies and has led large-scale culture change and leadership development projects. She is an internationally recognised speaker and often addresses the topic of change and leadership.

Nene sits on the Advisory Board of Auditor General where she gives advice on transformation. She is also the Director of two non-profit organisations (Community Aids Response and Umthombo Wesizwe Children’s Project).

Nene’s passion is people development and building effective, inclusive and highly productive teams.

Paramesh Dayaram

Health and Wellness are key pillars to a balanced and fulfilling life.

Within the complex Healthcare environment lies the opportunity to provide people with access to private healthcare, which is a necessity. Healthcare benefits predominately provide cover for hospital admissions but also importantly can provide for preventive treatment. Globally, the focus on Wellness has become a priority for companies, as these benefits contribute to healthier people and improved productivity. It is apparent that mental health and lifestyle choices have an impact on physical health.

“I am passionate about building professional relationships and developing appropriate solutions for Corporates that support their outcomes within this space.”

Paramesh has over a decade of experience in healthcare insurance. His exposure to various stakeholders and a vast array of the product suite in the local and international sectors allows him to provide professional, tailored, and informed advice to clients.

Paramesh is an avid learner who completed his Postgraduate Diploma in Financial Planning through Milpark Business School. He is currently pursuing his Certified Financial Planning designation.

He believes the secret to success lies in the determination and perseverance to realise a goal.

Andrew Mark Craze

Using the analogy of a bicycle wheel with each spoke representing an aspect of life, Andrew demonstrates his belief in a balanced approach to life; any spoke out of kilter means the wheel does not function effectively.

Andrew is committed to ensuring that people seeking financial planning when retiring or resigning, receive honest, ethical advice which best suits their individual circumstances.

Andrew is an outgoing, sociable person who believes in building and maintaining positive relationships with clients, colleagues and business partners.

Andrew qualified as a schoolteacher and taught Maths and Science for five years. He joined Illovo Sugar as a Training Officer, was later promoted to Training manager and shortly thereafter transferred to Umzimkulu Mill, in Port Shepstone, as Human Resource manager. During this time he completed his Bachelor of Commerce Honours degree through Unisa.

In 1996, he joined Murray & Roberts as a Human Resource manager, and in 2000 relocated from Durban to Johannesburg, taking up a position as a Group Benefits manager in the company employee benefits division. As a part of his job responsibilities, Andrew worked with people nearing retirement and employees seeking financial planning assistance. He completed his Post Graduate Diploma in Financial planning in 2002, thereby becoming a CERTIFIED FINANCIAL PLANNER®. In 2005, he completed his advanced post-graduate Diploma in Financial Planning, majoring in Asset types and Investments and Principles of Portfolio planning and Management. He worked for 18 years with Murray & Roberts before joining BHP Billiton as a Senior Benefits Consultant, where he was involved in extensive project work planning for the demerger within BHP Billiton and the formation of the South32 SA Limited company.

Andrew loves most sporting activities and recently swapped running and golf for rowing and spends many weekends at Victoria Lake in Germiston. Having left the sea and many hours fishing and diving for crayfish, he has fallen in love with the bushveld. Andrew plans to travel extensively in Botswana, Namibia, and other parts of Africa.

You can contact Andrew on or via email

Trevor Neville Taylor

Trevor Taylor is the Managing Director and founder of Chartered Employee Benefits. His two primary roles are to steer the business as well as develop and maintain client relationships. He has been with the company since 2006.

Trevor has a BCom Legal from the University of the Witwatersrand and qualified as a Certified Financial Planner® Professional from the University of the Free State in 2004.

He worked at an international benefits consulting organisation and an institutional and retail investment consulting business over a period of 12 years before joining the Chartered family.

This exposure to the many facets of the employee benefits industry has enabled Trevor to provide the clients of Chartered Employee Benefits with valuable insights on how to structure their benefits.

He has consulted to multinational organisations on how to design and implement international retirement funds and healthcare solutions. In doing so, Trevor has had the opportunity to meet his peers who operate out of international jurisdictions and provide trust, investment and insurance expertise.

Trevor is an entrepreneur who continually strives to provide his clients with the “ultimate” solution that allows members to retire with sufficient means. He was a regular participant in the Comrades Marathon and draws on the discipline and preparation for this event and applies it in his approach to his profession. He now runs shorter distances and plays tennis and golf.